Payable in Full by July 15, 2002

Installment Payments

$6,000

$7,000 payable as follows:

First Payment: $3,000 payable by July 15, 2002

Second Payment: $4,000 payable in 5 consecutive monthly installments of $800 each, with the first payment commencing on August 15, 2002.

Payable in Full by August 15, 2002

Installment Payments

$7,000

$7,500 payable as follows:

First Payment: $3,500 payable by August 15, 2002.

Second Payment: $4,000 payable in 5 consecutive monthly installments of $800 each, with the first payment commencing on September 15, 2002.

Payable in Full After August 15, 2002

Installment Payments

$8,000

$8,500 payable as follows:

First Payment: $4,000 payable upon enrollment.

Second Payment: $4,500 payable in 5 consecutive monthly installments of $900 each, with the first payment commencing thirty (30) days after the first installment payment.